SBI an abbreviation of State Bank of India is an Indian Multinational Public Sector banking body that provides financial services and is a Government Corporation managed by Government of India. SBI provides Credit Card facilities to its account holders to provide them an easier way of payment. There are a few things that a person should know before getting a credit card for themselves.
The bank offers an extensive range of Credit Cards from travel cards to rewards to fuel, SBI Credit Cards come with irresistible perks and benefits for the owner and the card surely complements your lifestyle and helps you save big on your everyday purchases. In total, SBI offers 38 credit cards to its customers with an aim to provide benefits and privileges customized as per their lifestyle. Here I provide you with the basic information required by you about the SBI Credit Cards.
The eligibility criteria to apply for an SBI Bank Credit Card
The eligibility criteria vary from card to card however, the minimum age to apply for any SBI Credit Card is 21 years old. The maximum age limit for both salaried and self-employed individuals extends up to 60 years. Also, you have to make sure you keep a decent Credit Score to qualify for SBI card.
The documents required for an SBI Credit Card
Here’s the list of documents that you need to keep with yourselves while applying for an SBI Credit Card:
Documents for salaried applicants:
- Identity proof: Aadhaar Card / Passport / Voter ID card / Driving license
- Address proof: Ration card/Passport/Rental agreement/Electricity /Telephone Bill
- 6 months’ bank passbook record or last 3 months bank statements
- Recent salary slip or current salary certificate.
- Latest Form 16
Documents for self-employed applicants:
- PAN Card: For Company / Firm / Individual
- Identity proof: Passport / Aadhaar Card /Voter ID card / Driving license / Pan card
- Address proof: Aadhaar Card / Voter ID card/ Passport/ Driving license/
- Latest 6 months bank statements
- Recent balance sheet along with profit & loss statements Latest ITR along with computation of income
- Proof of continuation
Credit Cards that the bank offers:
- SBI ELITE
- Doctor’s SBI Card (in association with IMA)
- SBI Card ELITE Advantage
- SBI PRIME
- SBI PRIME Advantage
- Tata Platinum
- Tata Titanium
- Simply CLICK
- Simply SAVE
- SBI Unnati
- Central SBI Select+Card
- Central SBI Select
- STYLEUP Contactless
- Capital First SBI card
- Simply CLICK Advantage
- Simply SAVE Advantage
- BPCL SBI
- Yatra SBI
- Air India SBI Signature
- Air India SBI Platinum
- Chennai Metro SBI
- Mumbai Metro SBI
- IRCTC SBI Platinum
- Karnataka Bank SBI Platinum
- Karnataka Bank SBI Simply SAVE
- South Indian Bank SBI Platinum
- South Indian Bank Simply SAVE
- LVB SBI Platinum
- LVB SBI SimplySAVE
- Federal Bank SBI Platinum
- Federal Bank SBI
- KVB SBI Signature
- Karur Vyasa Bank- SBI Platinum
- Karur Vyasa Bank- SBI
- Oriental Bank of Commerce- SBI Platinum
- Oriental Bank of Commerce-SBI
- Bank of Maharashtra- SBI Platinum
- Bank of Maharashtra-SBI
Also, Read > How To Track Your SBI Credit Card Application Online
SBI Credit Card bill payment:
The bank provides both offline and online options to pay for the monthly Credit Card bill. You can make the payment via online channels like net banking, UPI and NEFT among all the other options. If you prefer to pay the bills offline, you can drop a cheque at any one of the bank’s ATMs and branches in your city or visit any of the SBI Bank branches and pay the bill amount by cash. (Note: For all cash payments, the bank charges a fee of Rs.100 along with the applicable service taxes)
You can contact SBI customer care for any queries regarding reward points, payments, outstanding amount, etc.
I hope that you understand all the basic information required by you to know and you compare all the perks and benefits provided by each of the cards before choosing one for yourself. Let us know any suggestions and your purchase experiences and I hope to provide you with these kinds of information in the future.