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SBI Credit Cards – Everything You Need To Know About

SBI an abbreviation of State Bank of India is an Indian Multinational Public Sector banking body that provides financial services and is a Government Corporation managed by Government of India. SBI provides Credit Card facilities to its account holders to provide them an easier way of payment. There are a few things that a person should know before getting a credit card for themselves.

The bank offers an extensive range of Credit Cards from travel cards to rewards to fuel, SBI Credit Cards come with irresistible perks and benefits for the owner and the card surely complements your lifestyle and helps you save big on your everyday purchases. In total, SBI offers 38 credit cards to its customers with an aim to provide benefits and privileges customized as per their lifestyle. Here I provide you with the basic information required by you about the SBI Credit Cards.

 

The eligibility criteria to apply for an SBI Bank Credit Card

The eligibility criteria vary from card to card however, the minimum age to apply for any SBI Credit Card is 21 years old. The maximum age limit for both salaried and self-employed individuals extends up to 60 years. Also, you have to make sure you keep a decent Credit Score to qualify for SBI card.

The documents required for an SBI Credit Card

Here’s the list of documents that you need to keep with yourselves while applying for an SBI Credit Card:

Documents for salaried applicants:

  • Identity proof: Aadhaar Card / Passport / Voter ID card / Driving license
  • Address proof: Ration card/Passport/Rental agreement/Electricity /Telephone Bill
  • 6 months’ bank passbook record or last 3 months bank statements
  • Recent salary slip or current salary certificate.
  • Latest Form 16

 

Documents for self-employed applicants:

  • PAN Card: For Company / Firm / Individual
  • Identity proof: Passport / Aadhaar Card /Voter ID card / Driving license / Pan card
  • Address proof: Aadhaar Card / Voter ID card/ Passport/ Driving license/
  • Latest 6 months bank statements
  •  Recent balance sheet along with profit & loss statements Latest ITR along with computation of income
  • Proof of continuation

 

Credit Cards that the bank offers:   

  1. SBI ELITE
  2. Doctor’s SBI Card (in association with IMA)
  3. SBI Card ELITE Advantage
  4. SBI PRIME
  5. SBI PRIME Advantage
  6. Tata Platinum
  7. Tata Titanium
  8. Simply CLICK
  9. Simply SAVE
  10. SBI Unnati
  11. Central SBI Select+Card
  12. Central SBI Select
  13. STYLEUP Contactless
  14. Capital First SBI card
  15. Simply CLICK Advantage
  16. Simply SAVE Advantage
  17. BPCL SBI
  18. Yatra SBI
  19. Air India SBI Signature
  20. Air India SBI Platinum
  21. Chennai Metro SBI
  22. Mumbai Metro SBI
  23. IRCTC SBI Platinum
  24. Karnataka Bank SBI Platinum
  25. Karnataka Bank SBI Simply SAVE
  26. South Indian Bank SBI Platinum
  27. South Indian Bank Simply SAVE
  28. LVB SBI Platinum
  29. LVB SBI SimplySAVE
  30. Federal Bank SBI Platinum
  31. Federal Bank SBI
  32. KVB SBI Signature
  33. Karur Vyasa Bank- SBI Platinum
  34. Karur Vyasa Bank- SBI
  35. Oriental Bank of Commerce- SBI Platinum
  36. Oriental Bank of Commerce-SBI
  37. Bank of Maharashtra- SBI Platinum
  38. Bank of Maharashtra-SBI

Also, Read > How To Track Your SBI Credit Card Application Online

SBI Credit Card bill payment: 

The bank provides both offline and online options to pay for the monthly Credit Card bill. You can make the payment via online channels like net banking, UPI and NEFT among all the other options. If you prefer to pay the bills offline, you can drop a cheque at any one of the bank’s ATMs and branches in your city or visit any of the SBI Bank branches and pay the bill amount by cash. (Note: For all cash payments, the bank charges a fee of Rs.100 along with the applicable service taxes)

You can contact SBI customer care for any queries regarding reward points, payments, outstanding amount, etc.

I hope that you understand all the basic information required by you to know and you compare all the perks and benefits provided by each of the cards before choosing one for yourself. Let us know any suggestions and your purchase experiences and I hope to provide you with these kinds of information in the future.

 

 

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