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HDFC Net Banking: Know How to activate HDFC net banking service?

HDFC Net Banking: Netbanking new era of banking, made transactions easy and digital. When a customer opens an account at HDFC bank, the bank provides him with a net banking kit which involves, user ID/Customer ID and one-time IPIN to set a password. When a customer opens a bank account the bank provides him with a user ID/Customer ID which is used for various financial services and an IPIN which is used to set a password. So here are a few necessary steps which you need to know when you get access to net banking service of HDFC bank.


1.How to create an HDFC net banking account?

  • Open the official website of HDFC bank
  • You will have to click on the login
  • The select net banking option
  • You have to enter your User ID/Customer ID provided by the HDFC bank.
  • Then enter IPIN in the place of a password 
  • Next, you will be asked to set a new password 
  • And finally, your net banking service is activated

2.How to reset IPIN if misplaced?

The IPIN provided by the bank in the kit can be regenerate/reset, you need to follow these steps

  • Open the HDFC bank net banking portal
  • Enter your User ID/Customer ID and click on continue
  • Then choose the option to forget IPIN
  • You will be asked to enter your User ID/Customer ID
  • After this, you will have to options to generate the IPIN
  1. Receive OTP on registered mobile number and Debit Card details where you need to enter the PIN and expiry date
  2. OTP will be sent to your registered mobile number and email ID so will have to enter the opt and set new IPIN.

3.How to transfer fund ?

HDFC net banking allows you to transfer money to a different bank or same bank easily through NEFT/IMPS/RTGS.

  • Login to the HDFC net banking
  • Click to the type of fund transfer 
  • Select the beneficiary account from the list of beneficiary you had added to the net banking
  • Enter the transfer amount, transfer type, beneficiary mobile number/ email ID
  • Then tick of terms and conditions
  • And click on the continue button
  • After that, you need to authenticate your fund transfer through OTP and then your fund will be transferred.

4.How to add beneficiary to your net banking service?

  • Login in using the user ID and IPIN
  • Click on add beneficiary
  • Select transaction type
  • Add beneficiary account number/ Credit card details
  • Select a beneficiary account type and enter his name, IFSC code, Email ID
  • And click on add

Also Read (HDFC Announces Reduction In Interest Rate On Home Loan)

5.How to pay bills/recharge ?

HDFC net banking allows it, customer, to pay bills to recharge electricity bills, gas bills, mutual funds, insurance premiums, telephone, mobile bills, DTH, Mobile connection, etc.

  • For this, you need to login to HDFC net banking 
  • After login choose Billpay & Recharge
  • And continue of billdesk page
  • Click on the payment link to make bill payments


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