In the country, the government keeps on coming up with various schemes for every section. The purpose of all these schemes is that every corner of the country will get the benefit of government schemes. There was a time when people believed that only rich and middle class people can take insurance policy. But, now people of poor class can also take advantage of it. The government has started such a scheme, through which poor people get the benefit of insurance scheme up to 2 lakhs. The name of this scheme is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). Under this plan, you will have to pay an annual premium of only Rs 330.
Important things to know about PMJJBY scheme-
This scheme was started by the Modi government of the Center in the year 2015.
Under this scheme, the insured has to deposit Rs 330 as annual premium amount.
This insurance works like term insurance and the duration of this scheme is till the month of April and 31st of May every year.
To buy this scheme, your age should be between 18 to 50 years.
In this scheme, the premium gets deposited from the bank account on 1st June.
These benefits are available under PMJJBY scheme-
Let us tell you that Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana is an accident insurance scheme, through which you get an insurance cover of up to 2 lakhs on depositing a premium of Rs 330 annually. If an insured dies, then his family gets insurance up to Rs 2 lakh in such a situation.
To get the insurance money, the nominee has to contact the bank and show his Aadhar card. After this, you can easily take your claim by showing the death certificate of the insured. To buy this insurance, you can open your insurance account by visiting the LIC branch. Apart from this, you can also take advantage of this insurance scheme by taking out the form from https://www.jansuraksha.gov.in/ and submitting it to the bank.
